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Understanding Blackjack Payouts

Should You Play Side Bets In Blackjack?

  1. Blackjack Payouts 3 2
  2. Best Blackjack Payouts
  3. Understanding Blackjack Payouts Against

The blackjack table is very simple to understand, upon understanding the rules available in a casino room you can start playing the game in a very short time. The blackjack table is identical with all variations and the only difference is that others allow 4 or more players while other tables only allow a max of 4 players. Blackjack Payouts - Classic Blackjack. The payouts can vary wildly across different blackjack variants. But in general, a blackjack pays 3/2 or 2/1, with the Insurance side bet paying 2/1. Let's take Classic Blackjack as an example. If a player gets a Blackjack (dealt a hand worth 21 containing an ace and a 10 or picture card) they get paid 3/2. Understanding Blackjack. Basically, it’s a comparing card punt, pitting a dealer on one hand and one or several players, in which each player, plays against the dealer. The free plays from bonuses and promotions, on the other hand, attract payouts when you win.

The standard payout for a blackjack is 3 to 2. Never play blackjack offering 6 to 5 or any other payout of less than 3 to 2. (Certain blackjack variations may be playable while offering lower payout for blackjack, but you need to investigate these games separately.

Publicerad: 8 September, 2019

To be honest, blackjack is a casino game that offers decent odds for winning. But, the payoffs are not life-changing. In fact, the house edge with blackjack is just 0.5%, but the payout ratio is 2:1, in most cases.

Well, that is why casino owners have decided to spice things up a bit. As you can guess, this is where the side bets step onto the scene. Needless to say, the best way to get a good understanding of these wagers is to join some of the best US online casinos here at TopUSCasino.

Likewise, our in-depth guide will tell you all about side wagers. In other words, scroll down to see if you should play side bets in blackjack in the first place.

What does it mean to play side bets in blackjack?

So, to cut to the chase, side bets in blackjack are extra wagers that are designed to make the game more exciting. In other words, they can enrich the experience of playing blackjack.

As their name implies, these wagers are independent of the main bet. As a rule of thumb, side bets require a small wager, such as $1. Yet, these bets can provide you with enormous payouts. In fact, the highest ratio that side bets can offer goes all the way up to a staggering 5.000:1!

Should you play side bets in blackjack?

Even though such enormous rewards are enticing, their purpose is to fool you into thinking that you can win millions of dollars by playing side bets. Unfortunately, this is not the case. When it comes to the New Jersey online casinos, you will come across a wide range of side wagers. No matter how innocent-looking they are, avoid playing these wagers.

The reason for avoiding side bets comes from the fact that these wagers come with a high house advantage. Depending on the type of the side wager, the house edge can climb up to 17%, which means that you are only going to bolster casino profits if you place a side bet.

In short, side wagers are based on chance rather than skill. Needless to say, this is a bad proposition, and it will always lead to losses in the long term.

When to play side bets?

Yet, there are moments when side wagers can be a good thing. Moreover, they could even result in impressive wins in some of the best online casinos in the USA.

So, the trick is to master the so-called card counting technique. By grasping the basics of this system, you could tip the odds and beat the casino. Some side bets are more vulnerable and susceptible to card counting than others. For instance, the Over/Under 13 and the 21+3 are some of the side bets that could reward you with thousands of dollars if you count the cards the right way.

Types of side bets in US online casinos

As we said, the purpose of side bets is to add an extra layer of enjoyment when playing blackjack. Over the years, a plethora of side wagers has been introduced into the casino world. Yet, only a few of them have survived the test of time.

Insurance

For example, insurance is one of the most popular side bets in New Jersey online casinos. Even though this particular side wager pays ‘only’ 2:1, many players find it attractive and enticing. The premise of insurance is that you bet if the dealer’s hand will result in a natural blackjack (an Ace + a 10-value card).

Understanding Blackjack Payouts

Insurance

For example, insurance is one of the most popular side bets in New Jersey online casinos. Even though this particular side wager pays ‘only’ 2:1, many players find it attractive and enticing. The premise of insurance is that you bet if the dealer’s hand will result in a natural blackjack (an Ace + a 10-value card).

Perfect Pairs

Another well-known type of side bets is Perfect Pairs. As the name says, the goal of this wager is to predict if your two cards are going to have the same value. And, depending on the outcome of the draw, there are three possible results:

  • Mixed pair – two cards of the same value, but with a different suit and different color; pays 5:1
  • Colored pair – two cards of the same value and the same color, but with a different suit; pays 10:1
  • Perfect pair – two cards of the same value, suit, and color; pays 30:1

21+3

By combining the dealer’s upcard with your two cards, it is possible to create different poker card combinations. And, this is exactly the premise of the so-called 21+3. This particular side wager also offers lucrative payouts, starting from 5:1 for a Flush. You can also get a Straight, Royal Flush, or Three-of-a-Kind. Either way, 21+3 is an enticing proposition when playing blackjack.

Other types of side bets in blackjack

Side bets come in all shapes and sizes. Some are more exotic than others, but their common denominator is the fact that you need to be extremely lucky to get away with a win. For instance, honorable mentions of side bets in blackjack are:

  • Super Sevens
  • Lucky Ladies
  • Over/Under 13

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Conclusion

If you decide to play side bets in blackjack in a New Jersey online casino, make sure to keep the wagers as low as possible. After all, it is best to enjoy in moderation, even when it comes to playing online blackjack. Keep in mind that side wagers are known as sucker bets, and this means that the odds of winning a bunch of dollars are slim, to say the least.

A lot of blackjack tips pages don’t account for the skill level of the reader. You’ll find people suggesting that you learn to count cards or that you practice shuffle tracking.

Such advice is fine, for the most part, but it’s not suitable for most blackjack beginners.

This post consists of my seven best blackjack tips for beginners. To become a better blackjack player, keep reading below and start applying the following strategies and tips.

1. Master Basic Strategy

Honestly, if you ignored all the other tips on this list and just mastered basic strategy, you’d be way ahead of most other blackjack players.

What’s basic strategy? Well, it’s the mathematically optimal play in every blackjack situation.

You have the following information during each blackjack hand:

  1. You know what total you have.
  2. You know one of the dealer’s two cards.

A basic strategy table compares your total with the dealer’s face-up card to give you the mathematically best play.

In some situations, the mathematically correct decision is the one that loses the least amount of money over time. In others, the mathematically correct decision is the one that wins the most money over time.

Basic strategy doesn’t change based on your gut feelings, either. If you use basic strategy when you play blackjack, you face a house edge of between 0.5% and 1%—assuming you’re not playing in a game with a terrible set of rules (like a 6/5 game, for example).

If you ignore basic strategy, you’re probably dealing with a house edge of 3% to 4%. That’s a lot of money to lose just because you didn’t want to memorize basic strategy.

You can find basic strategy tables on hundreds of sites on the internet, but you can also find text explanations for how to play each hand correctly. You can even buy a plastic laminated basic strategy card in the gift shop at the casino.

2. Never Take Insurance

The only time that taking insurance is mathematically correct is if you’re counting cards. Since this is a list of blackjack tips for the beginner, that doesn’t apply to you.

Insurance is a side bet that the dealer has a 10 in the hole. It pays off at 2:1. The casino calls it “even money,” but the truth is, the house has a high edge on the insurance bet.

Let’s assume you’re playing in a single-deck game, and the dealer has an ace showing. You have two cards, too, and neither of them is a 10. This means you have 49 cards that aren’t accounted for in the deck. Of those, 16 of them are worth 10—all the jacks, queens, kings, and 10s.

Best Blackjack Payouts

So, you have 33 ways to lose the insurance bet compared to 16 ways to win. The bet pays off at 2:1, which is the same as 32:16. That’s one extra way that the casino has to win means that the casino has an edge, but how much of an edge?

Let’s say you bet $100 on insurance 49 times. You’d win $200 on 16 of those bets, for total winnings of $3,200. But you’d also lose $100 on 33 of those bets, for total losses of $,3300.

That’s a net loss of $100 on 49 bets, or an average loss of $2.04 per hand. This means the house edge for the insurance bet is at least 2.04%. And that edge goes up if you have a card worth 10 in your hand, because you have more ways to lose.

It’s crazy to make a bet with a house edge of 2% in a game where the house edge is only 0.5%. Insurance is a sucker bet. Just don’t take it.

3. Play in the Good Blackjack Games

The rules from one blackjack game to another vary. You should play in the game with the best rules you can find.

What kinds of rules variations should you look for?

  • Probably the best variation is a game played from a single deck. Always find the game being dealt from the fewest number of decks.
  • If you can find a single deck game or even a game dealt from two decks, go for that game (everything else being equal).
  • Next, look for games where the dealer must stand on ANY total of 17. If the dealer hits a soft 17, the house edge goes up.

It’s beyond the scope of this post to cover all the possible rules variations, but those are two of the biggest to look for: the number of decks and whether the dealer hits a soft 17 or not.

4. Don’t Mess With Counting Cards

It isn’t as hard as you think to learn how to count cards, but if you’re a beginner, you should focus on mastering basic strategy. If you can’t play with perfect basic strategy on every hand, counting cards won’t help you much anyway.

Understanding Blackjack Payouts Against

The concept behind counting cards is probably easy to understand. The idea is that the ratio of high cards to low cards changes because of the random nature of the game. Sometimes, the remaining cards in the deck are mostly high cards, and sometimes they’re mostly low cards.

High cards are 10s and aces, and they’re important because they increase your probability of getting a natural.

What should you do if you have a better chance of getting a blackjack? Obviously, you should bet more.

Counting cards doesn’t mean memorizing which cards have been played so that you know which cards are still in the deck. You just assign a score to each card, usually +1 or -1, and keep a running count.

But if you’re a beginner, focus on mastering basic strategy first. You can learn to count cards when you become an intermediate player.

5. Skip 6/5 Blackjack Games

A recent trend in Vegas blackjack is to offer games where the payoff for a natural is 6:5 instead of 3:2. Some casinos even brag about it as if it’s a boon to the player.

The idea is that six is a bigger number than three, so unsophisticated gamblers (beginners) will think 6/5 blackjack is a better deal. But it’s not.

It’s a terrible deal and adds 1.5% or so to the house edge. A 3:2 payout on a $100 bet is a $150 payout. A 6:5 payout on that same $100 bet is a $120 payout.

Sure, you’ll only get a blackjack once out of every 20 hands or so, but why would you want to give up $30 per hand? That $30, averaged over 20 hands, is an additional loss of $1.50 per hand.

Let supply and demand send 6/5 blackjack to the graveyard where it belongs.

6. Skip Video Blackjack

Video blackjack games vary widely. Some of them only offer even-money payouts on a natural. Obviously, you should avoid those games.

Video blackjack games generally deal from eight decks that are shuffled after every hand. The rules are usually worse than the rules at any of the table versions of blackjack.

On top of all that, video blackjack is twice as fast as playing at a table with a dealer, which means you’ll put twice as much money into action per hour.

Blackjack has the lowest edge in the casino, but it’s still an edge for the casino, NOT the player. The more money you put into action per hour, on average, the more money you lose, on average.

Suppose you see 100 hands of blackjack per hour at a standard table, and you play for $5 per hand. That’s $500 in action. With a house edge of 0.5%, the house expects to win $2.50 per hour from you.

Double the number of hands per hour on a video blackjack game, and even if you’re facing the same rules, you’ll lose $5 per hand.

Why lose more money per hour playing blackjack than you have to? Just say no to video blackjack.

7. Practice Online

One of the greatest things about the internet is the availability of free games at real money online casinos. Beginners can get a feel for how the actions work in a blackjack game without having to leave their homes or taking as much risk.

You can plop down in front of your laptop and play some of the free games at any of the casinos or gambling sites recommended on this site. You don’t have to wager a single dollar at these sites ever. If you do decide you want to play online blackjack for real money, you can do so after having practiced and getting the hang of all the actions.

Of course, knowing how to double down and split will come in handy when you play for the first time in a live casino, too.

Conclusion

This page on blackjack tips for beginners was meant to offer advice specifically to those who are just getting started. That’s why I didn’t go into detail about how to count cards or about the specifics of basic strategy.

I hope you found it helpful. If you’d like to learn more about blackjack strategies and tips on how to become a better gambler, this site offers plenty of information for you to utilize. Good luck at the tables!